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  • #91931
    nksunshine
    Participant
        • Topics: 1
        • Replies: 1
        • Total: 2
        • BIC 2.0 Newbie
        Member since: 2nd May 2020

        Hi Folks – First post. We are from the UK and looking to move and live in Crete once able to this year, certainly for 6 months or so, maybe longer, so will be renting a property. Have done some research on residency requirements (beige card/registration certificate) and will look to get Tax number and local bank account. Won’t be working initially, but have sufficient resources/funds to live on for the period. My question lies around the health insurance requirement. Am not pension age, therefore not eligible for S1 and have read some posts where people have used the EHIC for this purpose, which backs up the information on the official EU website where is states this is an acceptable document. Has the EHIC been accepted when presented for registration cert – appreciate this may all change post Dec 20 however. Very grateful for any feedback on use of EHIC for obtaining registration certificate, as opposed to private (and expensive) health insurance. Thanks in advance.

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        #91932
        admin
        Keymaster
            • Topics: 565
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            • Total: 1281
            • Practcally Cretan
            • ★★★★★★
            Member since: 1st January 2005

            Welcome. Like everything else in Greece, it depends which police station you go to.

            At the moment, so much is in the air,  What was possible prior to Jan 31, 2020 ‘may’ no longer be the case.

            As with many government situations, the police officer in charge of foreign residents may or may not be sympathetic.

            What I am trying to say is it possible best to wait to know whether the UK leaves with a deal or on World Trade Organisation terms? It is Brussels that is the stumbling block, in my opinion,  as the Greeks would themselves make things as easy as possible for we Brits if they could. They love our contribution to the local Cretan economy and our place in the community.

            A final thought, perhaps a quick email to the British Vice Consulate in Heraklion may help you out:

            The lady in the email is the Vice Consul.

            Tel: +30 2810 224012  eeeee-mail.   Aristea.Chourdaki (at)fco.gov.uk

             

            #91945
            Stavros T
            Participant
                • Topics: 4
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                • Total: 9
                • A True BIC'er
                • ★★
                Member since: 19th September 2017

                Hello,

                You can obtain a health insurance certificate for the residence permit at a very low cost, more details here:

                https://insurance-greece.com/insurance-services/residence-permit-insurance/

                 

                 

                #91946
                admin
                Keymaster
                    • Topics: 565
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                    • Practcally Cretan
                    • ★★★★★★
                    Member since: 1st January 2005

                    Stavros T

                    Yr reply stresses ” at very low cost”.

                    I think it would be most helpful to know the real cost of Greek health coverage according to the Ministry of the Interior’s resident  permit requirements (as mentioned below):

                    1. If you can give an indication at the likely monthly premium cost of private health insurance that fulfils the  Ministry of the Interior’s criteria for a residence certificate application or renewal?  Good examples would be say

                    – a man aged 50 not retired, non smoker and a woman who is over retirement age, non smoker and no major health issues, say 67 years of age.

                    2. Can you clarify if the coverage must be from a Greek insurer, or it can be an insurer from another  country?

                    To sum up, money is the key issue for many who wish to come and stay in Crete/Greece, so what I am asking is to let the forum know what is the likely monthly cost (premiums) to have health insurance cover in Greece based on the criteria below, because we are referencing UK persons who are now non EU. Or at least will be after December 30, 2020.

                    Much appreciated.

                    Your webpage states the following:

                    The Ministry of the Interior requires that all applications for residence permits, either first-time permits or extensions of existing permits, be accompanied by a letter certifying that the applicant is covered for outpatient medical expenses, hospitalization, and medical care related to accidents for at least one year from the start date of the visa. This mandate is required even if one plans to spend less than a calendar year in Greece.

                    “Requirements for your health insurance include the following:

                    – Hospitalization (minimum coverage: €10,000/year)
                    – Outpatient care / Medical Expenses (minimum coverage: €1,500/year)
                    – Accidents (minimum coverage: €15,000/year)
                    – A statement that the coverage is valid in Greece (or “worldwide” or “in the Schengen Zone”).
                    – The required coverage for hospitalization (at least €15,000) and for outpatient care (at least €1,500) is relatively low but the authorities stipulate that the insurance company must cover 80% of a bill. The new law (as of December 2014) does not include a deductible requirement but insurance plans requiring patients to pay more than 20% of a bill will not be acceptable.
                    – Please request an original, signed letter from your insurance company. The ministry has accepted faxed and scanned letters in the past but has also rejected them at other times. An original, signed letter is always preferred.”

                     

                    #91948
                    Stavros T
                    Participant
                        • Topics: 4
                        • Replies: 5
                        • Total: 9
                        • A True BIC'er
                        • ★★
                        Member since: 19th September 2017

                        Hello again,

                        The cost for the age group 41-65 is 90 Euros per YEAR

                        The cost for the age group 66-75 is 130 Euros per YEAR

                        We can also insure persons more than 75 years of age with prior confirmation about the premium.

                        The cover MUST be from a Greek insurer as the Ministry requires.

                        For more info you can contact me directly at stavros.tsichlis@gmail.com

                        Thank you,

                        Stavros

                         

                        #91955
                        nksunshine
                        Participant
                            • Topics: 1
                            • Replies: 1
                            • Total: 2
                            • BIC 2.0 Newbie
                            Member since: 2nd May 2020

                            Admin and Stavros T – Thank you very much for your responses – Admin for further clarification and Stavros T for the website link and an idea of monthly costs and confirming a Greek insurer is required.

                            We are due to come out towards the end of June, so will definitely be in contact with you Stavros T, either via the website or via your email for a quote. Much appreciated.

                            Kind Regards

                            Nick & Karen

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