Since coming to Crete, I have been making voluntary NIC payments in order to retain a full state retirement pension, when I reach retirement age. Purely by coincidence I found out that new rulings mean that the qualifying years have now been reduced to 37 years. When I contacted the UK office and asked why I had’t been informed, I was told that I had been sent details in the post – same old excuses – but the fact was that I didn’t receive anything. I then realised that I had overpaid for some time on my NIC payments and completed a form to ask for the overpayments to be reimbursed. I detailed every overpayment taking exact details fom my direct debits on my bank statement. Last week I received 2/3rds of the payment I requested, so will no doubt have to battle that one out as soon as I receive the accompanying letter of explanations that go with the payment.
I thought it may be of interestto anybody that is doing the same thing and maybe unaware that they can a) stop making the payments if they have enough qualifying years and b) reclaim any overpayments they have been made.